What happened? I listen eagerly for Ministers to admit their failure but all seem to now say it was caused by events beyond their control and it's not our fault, Governor.
I only ask because their deft ability to pass the buck has directly affected a dear friend of mine.
She had her property repossessed at the beginning of the crisis by a mortgage company that, in their benevolent wisdom, decided the following facts were not to be considered; a) she already had an offer that was being processed; b) she was in a women's refuge at the recommendation of the police because an extremely dangerous individual was stalking her; c) she was on medication for depression; d) she had a far higher percentage of equity in the property than she owed the mortgage company.
The munificent mortgage company put the property on the market at a higher price than had been agreed with the individual/s who were then in negotiation. Needless to say, the kindly mortgage company rapidly had to reduce the price in order to find a buyer, which they eventually did.
Six months later, because of the urgency and concern with which the charitable mortgage company addressed the sale, it fell through.
The wonderfully humane mortgage company, who do not deign to address my friend directly but through a third party, have informed her that her property, originally on the market for £210,000, is now worth only £120,000. However, she shouldn't be concerned because they will still be able to recover the money they are owed.
She, my dear friend, writes of her story here.
The reason I report this, apart from the fact I cannot think of this episode without wishing for something extremely slow and painful to happen to the entire board of this wholly saintly mortgage company, is that I stayed with my friend over the weekend.
She has, at last, been able to move out of the refuge into a tiny but bijou residence in the middle of a very venerable town not far from Brighton. I am being circumspect about precisely where as she is still not safe from the individual stalking her.
It was lovely to see her looking so positive and happy - though that might have been the gin. Her new location certainly helps. I have visited the town before but never raised my eyes to its surroundings. It is beautifully situated and should be banned as being too similar to the cliché of an illustration that used to grace the top of a box of chocolates.
So here's to you, dear friend, and may all your troubles just be me.